Philip is a passionate and result-oriented business leader with over 20 years experience in Banking and Development Finance.

Before his current position, he led and consulted for Banks and financial institutions in Ghana and across Africa including Management Consultant - FINCA Bank Tanzania, Non-Executive Director - ProCredit Bank Congo, Deputy CEO - ProCredit Ghana, CEO - Union Savings and Loans, and CEO - OmniBank.

He holds a Bachelor of Science, Banking/ Finance & Master of Business Administration - Project Management from the University of Ghana Business School and a Master of Applied Business Research & Doctor of Business Administration from the Swiss Business School. Philip has attended several Executive Management courses both locally and internationally including Leading for Results at INSEAD Singapore.

He is a fellow of the Chartered Institute of Management Accountants (CIMA), Certified International Change Manager (CIC), and also holds a ProCredit Banker post-graduate Diploma in International Bank Management from ProCredit Academy (Germany).

Dr. Oti-Mensah is an international speaker and guest lecturer in Leadership and Financial Inclusion.

Daniel is a seasoned Banker and a Chartered Accountant by profession with almost (30) years working experience. He has extensive expertise in auditing, business consulting, general banking, financial management and investment.

Daniel holds an Executive Master's Degree in Business Administration, EMBA (Finance Option), a Master of Arts (MA) Degree in Economic Policy Management and a Master of Science (M.Sc) Degree in Development Finance all from the University of Ghana. Furthermore he has a Bachelor's Degree (B.Sc) in Mechanical Engineering from the University of Ibadan, Nigeria. Daniel has attended many courses both locally and internationally including Executive Management courses at Harvard Business School, Columbia University, the Wharton Business School (University of Pennsylvania), Stanford Graduate Business School, Kellogg School of Management (Northwest University), London Business School, Booth School of Business (University of Chicago), INSEAD and Euromoney Training.

He is the recipient of the Global Well-Respected CEO in Banking Award 2023 by the Executive Business Magazine, held in Singapore. Additionally, he was adjudged the Personality of the Year (Private Sector) at the Ghana CEO Awards 2023 and also at the Ghana Business Awards 2023 respectively.

He sits on the Boards of several reputable institutions in Ghana.

Daniel is an honorary fellow of the Chartered Institute of Credit Management Ghana (CICM) as well as an honorary fellow of the Chartered Institute of Human Resource Management Ghana (CIHRM).

Miguel is a highly experienced banker who brings to the Board immense knowledge due to his extensive work experience which spans over three decades. He began his illustrious career in Ecobank as a Credit Officer in 1993 and consistently rose through the ranks to head an impressive array of branches and departments in several locations across Africa including Sierra Leone, Uganda and Guinea. Furthermore, Miguel is passionate about coaching and is always ready to pass on invaluable knowledge wherever required.

He has been a champion for the digitization of banking services in the branches where he has served. Miguel has a first degree from the University of Ghana, an MSc in Agriculture from the University of Reading, England and is also a Fellow of the Chartered Institute of Bankers. He is happily married with three daughters.

George is a Divisional Head responsible for three (3) Zones comprising of thirteen (13) branches within the Bank.

He is an astute banker and an erudite marketer with over seventeen (17) years' experience in the banking industry, which spans across Retail and Corporate Banking (Telecoms, Aviation, Hospitality and Fintechs) as well as Business Development.

Prior to joining OmniBSIC Bank, he was the Head of Telecoms & Fintechs in Zenith Bank (Ghana) Limited. Also in Zenith Bank, he was a Relationship Manager within the Retail Banking Group. Furthermore, he worked in a marketing and sales capacity with Donewell Insurance as well as Rakes Company Limited, where he was seconded to Barclays Bank Ghana.

George holds a Bachelor's Degree in Sociology/Linguistics from the University of Ghana and currently pursuing an Executive Master of Business Administration Degree (EMBA), Marketing Option from the University of Ghana Business School.

He brings to OmniBSIC Bank strong competencies in syndicated loans, strategic corporate and multinational relationships, and Leadership skills.

Eric is a Divisional Head in charge of three (3) Zones comprising of thirteen (13) branches within the Bank. He is a seasoned banker with over twenty-three (23) years of extensive experience and expertise in banking, spanning across Internal Control and Audit, Compliance, Operations and Marketing.

Prior to joining OmniBSIC Bank, he worked with United Bank for Africa, where he was a Branch Manager, Head of FMCG and later the Regional Head, in charge of Accra West. He also worked with Nyakrom Rural bank.

Eric holds an MBA in banking and Finance from University of Applied Science (Germany), and a Bachelor of Commerce Degree from University of Cape Coast. He is also an Associate member of the Chartered Institute of Bankers, Ghana..

Teresa is an HR Practitioner with over 25 years of invaluable experience in leading HR teams and supporting senior executives in people, culture and organizational development. Teresa's background includes senior leadership roles in HR Consulting, Banking and Retail. She is currently Global HR Director for d.light Design, a leading Solar Energy Innovator.

Effie is also Founder and Non-Executive Director of Capability Trust, a full-service HR Consulting firm in Ghana and currently serves on the Board of Golden Beach Hotels, Ghana. Prior to Founding Capability Trust, Effie was Africa Regional HR Director for Opportunity International.

Effie is a Senior Certified Professional (SHRM-SCP) and holds an undergraduate Degree in Law from Middlesex University and Post Graduate Certificates in Human Resources from Middlesex University and Cranfield University UK.

Dominic has over 20 years of experience in Business Development and Risk Management in the banking and non-bank financial sector. His specific areas of expertise are corporate governance, enterprise risk management and institutional building. Dominic worked at ProCredit as Head of Credit and later as Head of the Risk Management Division. He also worked at UniBank in various positions including Head of Monitoring and Recoveries, Corporate Relationship Manager and Head of Small Business Unit.

He holds a BSc Degree in Accounting from the University of Ghana Business School, an MBA equivalent Certificate in Management from ProCredit Academy in Germany; and MBA in Banking and Risk Management from Business School Netherlands.

Dominic has benefited from several local and international Executive Management courses including from the London School of Economics on Strategic Decision Making For Management.

Akyaa Afreh Arhin Addo-Kufuor holds a Bachelor of Laws degree (LLB) from the University of Ghana and was called to the Ghana Bar in 1998. She obtained a Master's Degree in Law (LLM) from Temple University, USA in May 2000 and holds an executive certificate in Negotiation from the London School of Economics and Political Science (LSE).

Akyaa is currently the Company Secretary and Group Head of the Legal and Recovery Departments of OmniBSIC Bank. She was appointed the first Legal Counsel of the University of Ghana in 2010 and worked in that position for seven (7) years. She also served as Head of the Legal Department of Intercontinental Bank Ghana Limited (now Access Bank).

From 2004 to 2007 she worked as a senior legal consultant at a leading law firm in Ghana and led several high profile projects. She was a member of the team of legal consultants that advised the Millennium Development Authority, Ghana (MiDA) on the Compact signed between the Government of Ghana and the Millennium Challenge Corporation of the United States of America for the provision of five hundred and forty-seven million dollars' facility.

She is a former member of the Council of the University of Professional Studies, Accra (UPSA) and Secretary to the Presidential Committee on Emoluments of Article 71 Office Holders.

She is a member of the Ghana Bar Association.

Sylvester Yaovi Apedoe serves as the Group Head of Information Technology. Before joining OmniBSIC Bank, He worked with Universal Merchant Bank UMB for 24 years and Epsilon Systems & Services for 4 years where he developed Payroll and Reconciliation systems for commercial banks and some government institutions.

He is a seasoned Information Technology Professional, with strengths in System development, Networks and Infrastructure, IT Security and IT Systems integration, Sylvester holds a Bachelor of Science Degree in Computer Science from the Kwame Nkrumah University of Science and Technology (KNUST) and an International Executive Masters of Business Administration in Strategy and Project Management from the Paris Graduate School of Management, France.

He has various certifications in Cisco (CCNA & CCNP), ITIL v3 and Microsoft, MCP, MCSE. He is also a certified Project

Management Professional (PMP) from Project Management Institute, USA. Sylvester, worked in various capacities with Merchant Bank (UMB) including, leading the Information Technology Team, Systems & Infrastructure Team and the IT Special Project Team.

He was instrumental and the technical lead for UMB becoming ISO 27001 certified and PCIDSS compliant. Sylvester was adjudged the Best CIO for the year 2019 and 2020 respectively by Ghana Information Technology & Telecoms Awards, GITTA. He again led UMB to win awards as the Best Bank in Cybersecurity Risk Management, by GITTA. Sylvester is a member of the Information Systems Audit and Control Association, ISACA chapter of Ghana.